A better bridging loan solution
Helping Australians enjoy the benefits of buying before they sell.
Finsure Loans Bridge, Powered by Bridgit.
A better way to unlock property equity and move on the right opportunity – whether buying before selling, accessing funds for a new acquisition, refinancing, or releasing equity for renovations, investment, or business purposes. Our solution provides flexible short-term funding to bridge the gap between opportunity and long-term finance.
What makes us better?
More Opportunities
We help borrowers unlock equity across residential and commercial property, whether it’s buying before selling, funding a new acquisition, refinancing, or accessing capital for investment or business opportunities.
More Freedom
Our flexible approach to credit and lending gives brokers and borrowers more ways to structure deals, helping unlock the value held in property and move quickly when opportunities arise.
Less hassle
Our fully digital application process makes bridging simple. With support from experienced bridging specialists, brokers and borrowers can access fast outcomes and a smoother path to funding.
Our Product
Residential bridging
• Loan Term: No minimum; maximum of 24 months
• Loan amount: Minimum $300k; maximum $10m
• Repayments: No monthly repayments, simple repay when you are ready
• LVR: LVR up to 85%, LVR limits vary by property type and location.
• Security: First mortgage, multiple or single security bridging
• Interest rates: Speak with your State BDM to get our latest rates or visit the broker portal and refer to our product guide.
• Commission: 0.35% commission. No clawbacks.
• Serviceability: No income verification for downsizing scenarios, serviceability on the end debt within assessment.
Commercial bridging
• Loan Term: No minimum; maximum of 24 months
• Loan amount: Minimum $300k; maximum $5m
• Repayments: No monthly repayments, simple repay when you are ready
• LVR: LVR up to 75%, LVR limits vary by property type and location.
• Security: First mortgage over commercial or mixed-use property
• Security: First mortgage, multiple or single security bridging
• Interest rates: Speak with your State BDM to get our latest rates or visit the broker portal and refer to our product guide.
• Commission: 0.35% commission. No clawbacks.
• Serviceability: Flexible documentation options available depending on scenario.
Log in to your portal and access all the tools and resources.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
Customer Profiles
Upsizers
Homeowners looking to purchase their next property before selling their existing one, allowing them to secure the right opportunity without rushing their sale.
Downsizers
Asset-rich borrowers looking to unlock equity from their property to fund their next purchase and transition at their own pace.
Developers & Builders
Developers needing short-term funding to secure sites, manage project timelines, or bridge the gap before construction or long-term finance.
Settlement Protection
Borrowers experiencing delayed settlements or refinancing timelines who need short-term funding to keep transactions moving.
Investors
Property investors looking to purchase new assets, restructure their portfolio, or optimise purchase and sale timing.
Equity release
Borrowers unlocking equity from residential or commercial property to fund cosmetic improvements, acquisitions, or business opportunities.
How it works
1. Instant scenario workshopping via your BDM
2. 5-10 minute application submission via the broker portal. No supporting documents are required upfront.
3. Conditional approval within 24 hours (residential) or 72 hours (commercial), subject to document verification.
4. Allow up to 5 days for valuations to be completed. Applications with urgent settlements will be prioritised to meet timing demands but are subject to value schedules.
5. Settlement in as little as a few days, prioritised as required based on customer timeline.
6. Refinance end debt to a Finsure Loans solution
Benefits for your customers
Unlock property Equity
Jump on opportunities
Avoid rushed sales or settlements
Stay active in the property market
Greater flexibility to structure your next move
Time to arrange long-term finance or complete a sale
