Flexible lending solutions to support retirees
Helping Australia’s retirees aged 60+ to confidently unlock the wealth in their homes.
Flexibility and Choice
Flexibility and choice to help your client take control of their retirement.
Personalised Service
Our team is available to help you and your client every step of the way.
Specialist Provider
As retirement funding specialists, we understand your client needs.
Our Solution
- Borrowers aged 60+ who own residential property
- Available in metropolitan and major regional areas
- Property value to be greater than $600,000
- Property types include houses, apartments/units located on less than five hectares
- Owner-occupied residential property; secondary properties can also be considered
- Applications may be made under Power of Attorney, subject to lender’s approval
- Other occupants under the age of 60 residing in the home may be considered
- Loan sizes: $50,000 to $5,000,000
- Maximum LVR is 20% at 60 years old
- LVRs increase by 1% for each year – e.g., at 65 the LVR is 25%
Our Products
Retirement Refi
The Retirement Refi loan offers a simplified application process and discount rate for clients to refinance an existing home loan and, if required, take a $25,000 contingency fund; regular repayments are not required.
Optional Retirement Interest Only
The Optional Retirement Interest Only loans allow your clients to take control of mortgage repayments with options to pay all or part of their interest in return for a discounted interest rate.
Household Loan
The Household Loan is a flexible, purpose-based reverse mortgage that does not require regular repayments.