
The Swift Difference
- No monthly fees
- No deposit for non-property owners (up to $75K)
- Strong end-of-term options on primary assets
- Sale & buyback available (nil loading within 30 days, including private sales)
- Flexible GST terms, including shorter options
- Wide range of asset classes considered
- Brokerage up to 8% + GST
- Broker doc fee up to $1,000 + GST (capitalised to loan)
- Minimum credit score: 500 (up to $150K) / 550 (above $150K)
- Lo Doc loans up to $300K, with group exposure up to $500K
- Primary assets funded, including construction, transport, agriculture, and warehousing
- Options for ABNs operating from 12 months, with business continuity across related entities considered
- Loan terms up to 84 months for primary assets
- Prime movers and transport operators considered
- Equity funding up to $150K via sale and buyback (up to 6 months)
- Documents issued electronically via DocuSign
Specialised Lending
Workshop a scenarioSwift has a range of specialised lending options for customers who require tailored financial solutions. These flexible options are designed to meet the unique needs of businesses seeking to optimise their cash flow, manage risk, and unlock the value of their assets.









